Atlassino Academy · Baccarat · Lesson 8
Punto y banca: the bank goes round the table
At a punto y banca table in Cordoba or the Buenos Aires Province, the shoe goes round the seated players, Punto chooses on 5, and a Banca bet is paid 10% less on some passes. Here is who does what, and what each bet is paid.
At a punto y banca table in Cordoba, two players each have 10 units on Banca, and Banca is closer to nine. One of them is holding the shoe. Are they paid the same?
The short answer
Not always. A Banca bet in a seat box is paid 9 units on every pass. The sabot holder’s own Banca bet is paid 10 units on some passes and 9 units on others, by the number of the pass. At these tables the shoe goes round the players, Punto chooses on 5, and the 10% comes off Banca bets by a rule of its own.
Leoformer dealer · rules and maths
Most of this course deals baccarat the way a casino dealer runs it. Punto y banca in the provinces is older and more personal: the players pass the shoe round the table, one of them deals, and one of them gets to choose on a five. The rules are short, and every one of them is in the rule books.
One name, three ways to run the table
The rule books of Cordoba and of the Buenos Aires Province describe the same table: Punto is the side of the seated player with the largest bet on it, and Banca is the side of the player who holds the shoe. In the Buenos Aires Province the casino still pays every bet that is paid and takes in every bet that is lost, with its own money.
- Cordoba · The shoe goes round the seated players, and the player holding it is the Banca side. Rules: Lotería de Córdoba.
- Buenos Aires Province · The same: the shoe goes round the seated players, and the casino pays the bets with its own money. Rules: IPLyC.
- CABA, “Midi punto y banca” · The casino is the Banca side on every pass, and the seated players take the shoe to deal.
The national lottery’s rules for Midi punto y banca give the Banca side to the casino on every pass; the seated players only take the shoe to deal, or turn Punto’s cards over. Midi has a section of its own below, and everything until then is the table in the provinces.
Who holds the shoe, and how it moves on
A game starts with players in the numbered seats, one of whom takes the shoe: at least three in Cordoba, at least two in the Buenos Aires Province. The first bank of a shoe is sold at auction, a “remate”, to the highest offer within the table’s limits.
After that the shoe moves to the right round the table, and nobody takes it twice in the same round. Only the player holding the shoe takes the cards out of it, face down onto the cloth, and that player cannot take on partners.
Leoformer dealer · rules and maths
You can sit at the table without ever taking the shoe. When it reaches your seat and you would rather not deal, you pass, and it moves on.
One pass, from the bets to the payout
A deal is called a pass, a “pase”. Two cards go to Punto and two to Banca, the first and third to Punto, the second and fourth to Banca. The cards are turned over on the table for everyone to see, and the sabot holder looks at Banca’s cards only after Punto has played. An 8 or 9 on two cards is a natural, and the pass is decided at once.
Bets
Chips go on Punto or Banca before the croupier calls “no va más”.
Four cards
The sabot holder slides out four cards: first and third to Punto, second and fourth to Banca.
Punto
The seated player with the largest Punto bet turns Punto’s cards over and, on 5, says draw or stand.
Banca
The sabot holder turns Banca’s cards over and draws or stands by the table.
Paid
The side closer to nine is paid; a Banca bet is paid by the 10% rule.
The cards are counted as at any baccarat table: a ten or a picture card counts 0, an ace 1, and a total over 9 keeps only its last digit.
Five: the one choice at the table
The seated player with the largest Punto bet receives Punto’s cards, and a player who bets on both sides gives that right up. On 0 to 4 Punto draws a third card and on 6 or 7 it stands. On 5 the rule books leave it to that player: asked to draw or stand, the player says so aloud, “pido” or “planto”, and the choice binds the table.
| Punto’s two cards | What Punto does |
|---|---|
| 0 to 4 | Draws a third card |
| 5 | Draws or stands, as the player says |
| 6 or 7 | Stands |
| 8 or 9 | A natural: the pass is decided |
When no seated player has a Punto bet, the croupier turns Punto’s cards over, and on 5 the croupier has to stand.
Which answer costs Punto less is a matter of counting, not of feel. Over a full shoe, a Punto that stands on 5 costs 0.29% more of the Punto bet on every pass than a Punto that draws; the section on prices below has both.
The Banca table
Banca has no choice. When Punto has drawn a third card, Banca reads its own two cards against that third card; when Punto stood, by choice on 5 or on 6 or 7, Banca draws on 0 to 5 and stands on 6 or 7.
| Banca’s two cards | Punto drew a third card | Punto stood |
|---|---|---|
| 0, 1 or 2 | Draws, whatever Punto’s third card is | Draws |
| 3 | Draws, unless Punto’s third card is an 8 | Draws |
| 4 | Draws when Punto’s third card counts 2 to 7 | Draws |
| 5 | Draws when Punto’s third card counts 4 to 7 | Draws |
| 6 | Draws when Punto’s third card counts 6 or 7 | Stands |
| 7 | Stands, whatever Punto’s third card is | Stands |
Row 3 draws on every third card except an 8. Rows 4, 5 and 6 draw on shorter lists that all end at 7.
The 10%: whose bet, and which pass
In both rule books a Banca bet in a seat box, or from a player standing, is paid 10% less on every pass where Banca is closer to nine: 9 units on a bet of 10 units. A Punto bet is paid in full.
The sabot holder’s own Banca bet follows the passes of the bank instead. Opened at half the table maximum or less, it is paid 10% less on the even passes, the second, fourth and sixth, and in full on the odd ones. Opened above half the maximum, it is the other way round: 10% less on the first pass and every odd one, in full on the even ones.
| The bank opened at | Pass 1 | Pass 2 | Pass 3 | Pass 4 | Pass 5 | Pass 6 |
|---|---|---|---|---|---|---|
| Half the maximum or less | 10 units | 9 units | 10 units | 9 units | 10 units | 9 units |
| Above half the maximum | 9 units | 10 units | 9 units | 10 units | 9 units | 10 units |
Read along a row: the 10% falls on every other pass, and the size of the opening bank decides which ones.
What each bet costs
The table below is our own count, not a figure from any rule book. It counts every way a full shoe of 8 decks can deal one pass, the number of decks the Buenos Aires Province rules print, and prices each bet by the rules above. A tie settles nothing in the count.
| The bet | Punto draws on 5 | Punto stands on 5 |
|---|---|---|
| Banca, from a seat box | 3.35% | 3.10% |
| Sabot holder’s Banca, a pass with the 10% | 3.35% | 3.10% |
| Sabot holder’s Banca, a pass in full | −1.24% | −1.52% |
| Punto | 1.24% | 1.52% |
- Banca closer to nine 45.86% of passes when Punto draws on 5, 46.16% when Punto stands on 5
- Punto closer to nine 44.62% and 44.64%
- A tie 9.52% and 9.19%
The 10% is what turns Banca into a bet with a price. A Banca bet paid in full would return a little more than it takes in, because Banca is closer to nine a little more often than Punto; paid 10% less, it costs more than a Punto bet does. A Banca bet in a seat box pays the 10% on every pass, so it costs 3.35% of the bet on every pass when Punto draws on 5.
Mayaformer floor supervisor · manners, money and breaks
Holding the shoe can feel like being the house for a while. It is not: your Banca bet is your own money, and the 10% comes off every other pass it is paid. Decide before you sit down how much money and how much time the evening gets, and stop when either one runs out.
Putting more down to get a loss back only buys more passes, and every one of them is dealt by the same rules. If the money on the table starts to feel like money you need, the lines below are there for exactly that.
If it stops being fun
If gambling stops being entertainment, help is available. Minimum entry age: each province sets its own. Where we found the rule or regulator that sets it, we cite it on the page; those we found set it at 18. More on responsible gaming.
Show all provinces
If you are thinking about suicide, call 135 or 0800 345 1435 from anywhere in the country
Midi punto y banca: the casino is the bank
The national lottery’s Midi rules describe a smaller game: the casino holds the Banca side on every pass, and the seated players take the shoe to deal or turn Punto’s cards over. Punto has no choice there: on 0 to 5 it draws, and on 6 or 7 it stands.
A Banca bet at a Midi table is paid even money, except that a Banca closer to nine with a 6 is paid half. Or the table may pay Banca with a 5% deduction instead.
The lesson on one card
That is the lesson. Here it is on one card: print it or keep it on your phone, and ask at the table before you rely on it.
| Punto’s two cards | What Punto does |
|---|---|
| 0 to 4 | Draws a third card |
| 5 | Draws or stands, as the player says |
| 6 or 7 | Stands |
| 8 or 9 | A natural: the pass is decided |
| Banca’s two cards | Punto drew a third card | Punto stood |
|---|---|---|
| 0, 1 or 2 | Draws, whatever Punto’s third card is | Draws |
| 3 | Draws, unless Punto’s third card is an 8 | Draws |
| 4 | Draws when Punto’s third card counts 2 to 7 | Draws |
| 5 | Draws when Punto’s third card counts 4 to 7 | Draws |
| 6 | Draws when Punto’s third card counts 6 or 7 | Stands |
| 7 | Stands, whatever Punto’s third card is | Stands |
Banca in a seat box: 10% less on every pass. The sabot holder’s Banca: 10% less on the even passes, or on the first and odd passes after an opening above half the maximum. Punto: in full.
Ask the croupier before using a printed card.
18+ under each province’s rules · Set a limit before you sit down · Play responsibly · the line for your province is at Helplines by province
If you are thinking about suicide, call 135 or 0800 345 1435 from anywhere in the country
Practice: the five and the pass
Level 1 shows Punto’s two cards and who turned them over, and asks what Punto does next. Level 2 is one pass where a side is closer to nine, and asks what a bet of 10 units on it is paid, by whose bet it is and which pass of the bank it is. The 10 units is an example bet, not a suggested bet.
Nothing is bet here, and nothing is random. Each question is a set picture of cards or of a pass, and the answer is worked out from the same rules as the rest of the page.
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PUNTO
- Who turned them A seated player with the largest Punto bet turned the cards over
What happens to Punto’s hand now?
- Punto takes a third card Drawing on 5 is one of the two answers the player may give, not a rule. On 5 the seated player with the largest Punto bet decides.
- Punto takes no third card Standing on 5 is one of the two answers the player may give, not a rule. On 5 the seated player with the largest Punto bet decides.
- The player with the largest Punto bet decides aloud On 5 the choice belongs to the seated player with the largest Punto bet, who says it aloud, and the croupier carries it out.
Punto draws on 0 to 4 and stands on 6 or 7, and an 8 or 9 on two cards decides the pass. On 5 the seated player with the largest Punto bet says “pido” (draw) or “planto” (stand), and when no seated player has a Punto bet, the croupier turns the cards and stands on 5.
- Rules Cordoba, Lotería de Córdoba
- Bet The sabot holder’s own Banca bet, 10 units
- Pass Pass 2 of this bank
- Opening bank The bank opened at half the table maximum or less
- Result Banca is closer to nine
Banca is closer to nine. What is paid on this Banca bet of 10 units?
- 10 units, the bet in full Pass 2 is an even pass, and on the even passes the sabot holder’s Banca bet is paid 10% less.
- 9 units: 10% less The sabot holder’s Banca bet is paid 10% less on the even passes of the bank and in full on the odd ones. This is pass 2: 9 units on a bet of 10 units.
- Nothing yet: the 10% is settled when the bank ends Neither rule book keeps the 10% for later: it comes off the bet on the pass itself.
A Banca bet in a seat box is paid 10% less on every pass. The sabot holder’s own Banca bet is paid 10% less on the even passes of the bank, or, when the bank opened above half the table maximum, on the first pass and every odd one. A Punto bet is paid in full.
Every question in the practice run is worked out the same way: the cards, the pass and the bet are put through the same rules as the rest of the page, and the answer comes out of that, not out of anybody’s memory.
How the practice run works
Where the questions come from. Every answer is worked out when the page is built: Punto’s draw by the same drawing function our baccarat engine uses to play a pass out, and every payout by the 10% rule of the rule book named in the question. The wrong answers are named mistakes: a rule read into the choice on 5, the croupier given a choice, the sabot holder’s passes applied to a seat box, the odd and even passes swapped, and the 10% put off until the bank ends.
One strip, and no rounds. Every square on the strip is one question of this lesson, and all of the squares are there from the start. Your first answer fills the square it belongs to; when the squares of one level are full, the next level begins by itself, with no button in between. Practising a question you got wrong turns its cross into “fixed in practice” and does not change the count, because only first answers count.
Your progress stays in this browser, and nothing is sent anywhere.
Check yourself
Mayaformer floor supervisor · manners, money and breaks
Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.
Back to the question we opened with. No: the player in a seat box is paid 9 units, and the sabot holder is paid 10 units or 9 units, by the number of the pass and the size of the opening bank.
Where to go next, and further reading
18+ under each province’s rules · Play responsibly · the helplines are further up this page
Further reading
- Resolución 1452/12, Anexo I: Punto y Banca (Reglamento del Juego) · Instituto Provincial de Lotería y Casinos de la Provincia de Buenos AiresThe Buenos Aires province rule book for punto y banca: eight decks, who holds the shoe, the choice on 5, and what a Banca bet is paid, pass by pass.
- Resolución 100/2016: Reglamento de Midi Punto y Banca · Lotería Nacional Sociedad del EstadoThe national lottery’s rules for midi punto y banca at Casino Buenos Aires, including the 5% deduction and the tie bet at 8 to 1.
- Reglamento del Punto y Banca · Lotería de Córdoba S.E.Córdoba’s rules, where the shoe goes round the seated players and a Banca bet is paid 10% less.
- Punto y Banca (Bacará) (DOC-H8-GCA-CSJ-003 V00) · Instituto de Ayuda Financiera a la Acción Social, Entre RíosA one-page guide from Entre Ríos.
- Información sobre juegos vivos o de paño: juegos carteados · Instituto Provincial de Juegos y Casinos de Mendoza (SAPIA)Mendoza’s public information on baccarat: the three bets and the third-card rule.
How it’s worked out
Rules, numbers, sources and hosts
Where the rules come from. The table with the shoe going round the players is described by two rule books: Lotería de Córdoba for Cordoba, and IPLyC for the Buenos Aires Province. Where they differ, this page names both, as with the number of seated players needed to start. The Punto table and the choice on 5 are in both. The Banca table is printed in full in the Buenos Aires Province rule book; the Cordoba rules print the rows for 3, 4, 5 and 6 in the same words, and say nothing of the rows for 0 to 2 and 7 or of a Punto that stood, so those come from the Buenos Aires Province rule book. Midi punto y banca is described by the national lottery’s rules for the casino in CABA; this page quotes those rules as rules, and does not say how any room plays today.
Numbers. Every row of the Banca table comes from the drawing function our baccarat engine uses to play a pass out, and the build compares it, row by row, with the Buenos Aires Province rule book’s own words. Every payout comes from the 10% rule as the two rule books state it, applied by the same engine. Every price and share is counted exactly over a full shoe of 8 decks. Nothing here is typed in by hand.
What the count leaves out. Neither rule book says in one sentence what a tie does to the Punto and Banca bets. Our count leaves those bets where they are on a tie, settled by nothing, the way the Buenos Aires rule book treats a tie on the last pass of the day: the bets may be changed, and another pass is dealt. Neither rule book says whether a tie counts as a pass when the passes of a bank are numbered for the 10% rule, so the practice run has no tie inside a numbered run. The Córdoba rules do not print how many decks go into the shoe. The Buenos Aires rule book prints eight, and our count uses eight. How many passes a bank lasts is not put in one sentence by either rule book, so this page prices each pass and does not average a whole bank. A bank raised in the middle of a run and a bank handed on to the next player both have rules of their own, and this page leaves them out. No document we could read prints how many passes an hour a table plays, so there is no price of an hour here.
Sources. Every rule on this page carries a button with the sentence it rests on, in the rule book’s own Spanish, the publisher who wrote that sentence and the date we read it.
Hosts. Leo and Maya are illustrated characters. Their backstories, a former dealer and a former floor supervisor, are written for the course: neither is a real person, and neither speaks for any casino. The rules and numbers on this page come from the sources it cites, not from their experience.
No promise. Punto y banca is played against a price: the 10% taken from Banca bets. Knowing who decides on 5 and what each bet is paid lets you follow every pass and check every payment; nothing on this page changes which side ends closer to nine, and nothing here says how an evening at the table would end.
Every Banca bet, 10% less
Todas las apuestas a "Banca" sufrirán un descuento del diez por ciento (10%), en cada pase que gane.Free translation: All bets on "Banca" shall be subject to a deduction of ten percent (10%) on each round they win.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Las apuestas de los casilleros en Banca, como asimismo aquellas efectuadas por Apostadores de pie en la misma suerte, ganarán el noventa por ciento (90%) y en Punto el cien por cien (100%) de lo apostado.Free translation: Bets in the boxes on Banca, as well as those made by standing Bettors on the same chance, shall win ninety percent (90%) and on Punto one hundred percent (100%) of the amount wagered.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The sabot holder’s passes
La apuesta a "Banca" del jugador que tiene el sabot, sufrirá al ganar un descuento del diez por ciento (10%), cada dos pases a partir del segundo (pases pares). Si la salida fuere mayor que la mitad del máximo, sufrirá descuento en el primer pase y en todos los pases impares.Free translation: The "Banca" bet of the player who holds the sabot shall be subject, when it wins, to a deduction of ten percent (10%), every two rounds starting from the second (even rounds). If the opening bet is greater than half of the maximum, the deduction shall apply in the first round and in all odd rounds.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
La apuesta en Banca ganará el noventa por ciento (90%), en todos los pases pares y el cien por cien (100%), en todos los pases impares.Free translation: The bet on Banca shall win ninety percent (90%) in all even rounds and one hundred percent (100%) in all odd rounds.
Si en cambio en el pase inicial, la apuesta supera la mitad del monto máximo establecido, ganará el noventa por ciento (90%) en éste y en la totalidad de los pases impares y, el cien por cien(100%) en los pases pares.Free translation: If, on the other hand, in the initial round the bet exceeds half of the established maximum amount, it shall win ninety percent (90%) in that round and in all odd rounds, and one hundred percent (100%) in even rounds.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The choice on five
Para pedir o plantar se solicitará al jugador "Punto" que hubiere efectuado la apuesta mayor, exprese su voluntad en tal sentido, siendo su deseo obligatorio en todos los casos.Free translation: To draw or stand, the "Punto" player who has made the largest bet shall be asked to state his wish in that regard, his wish being binding in all cases.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Teniendo 5 Voluntad: Pide o PlantaFree translation: With 5: Voluntad (free choice): Draw or Stand
A los efectos de pedir o plantar se solicitará al Apostador de la apuesta mayor, que exprese su voluntad en tal sentido, debiendo hacerlo en forma verbal y claraFree translation: For the purpose of drawing or standing, the Bettor with the largest bet shall be asked to state his wish in that regard, and must do so verbally and clearly
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The croupier on five
No habiendo ninguna apuesta a "Punto" de los jugadores sentados, las cartas serán descubiertas por el Pagador, quien lo hará con la pala en el paño donde está el sabot.Free translation: If there is no bet on "Punto" from the seated players, the cards shall be turned over by the Pagador, who shall do so with the paddle on the cloth where the sabot is.
En el caso del punto anterior, si la unidad de "Punto" fuere 5 (cinco), el Pagador deberá plantar obligatoriamente.Free translation: In the case of the preceding point, if the "Punto" unit is 5 (five), the Pagador must stand.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
No habiendo apuesta alguna en Punto de los Apostadores sentados, los naipes correspondientes a dicha chance serán descubiertos por el Pagador; si el puntaje alcanzado fuere cinco (5), éste deberá plantar obligatoriamente.Free translation: If there is no bet whatsoever on Punto from the seated Bettors, the cards belonging to that chance shall be turned over by the Pagador; if the score reached is five (5), he must stand.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Midi: the casino is the bank
Corresponde en todos los casos al establecimiento el ejercicio de la “BANCA”.Free translation: In all cases, the establishment is responsible for running the "BANCA".
Solo los jugadores que se encuentren sentados podrán tomar el “Sabot” para repartir cartas o descubrir las cartas del “PUNTO”.Free translation: Only players who are seated may take the "Sabot" to deal the cards or turn over the cards of the "PUNTO".
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read
Punto and Banca at the table
Las cartas de "Punto" serán recibidas por el jugador que haya efectuado la apuesta mayor, entre los que están a la derecha del que tiene el sabot, continuando del mismo modo en caso de "suite".Free translation: The "Punto" cards shall be received by the player who has made the largest bet, among those to the right of the one holding the sabot, continuing in the same manner in the case of a "suite".
Si un jugador efectuare apuestas en ambas chances, pierde el derecho de recibir las cartas de "punto" si le correspondiere.Free translation: If a player makes bets on both chances, he loses the right to receive the "punto" cards if it would fall to him.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Punto: chance contraria a Banca, representada por el Apostador sentado que tiene la apuesta mayor jugada a esa chance.Free translation: Punto: the chance opposed to Banca, represented by the seated Bettor who has the largest bet placed on that chance.
Los naipes de Punto serán recibidos por el Apostador que haya efectuado la jugada de mayor monto entre los que están sentadosFree translation: The Punto cards shall be received by the Bettor who has made the highest-value bet among those seated
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Who pays in the Buenos Aires rules
Intervienen en el juego, el público Apostador y el Casino. Éste como administrador de la partida y banquero, sin preferencia por chance alguna, abonando con su capital las apuestas ganadoras e ingresando a la Banca, las perdedoras.Free translation: The Bettors and the Casino take part in the game. The latter acts as administrator of the game and banker, with no preference for any chance, paying winning bets from its own capital and taking losing bets into the Banca.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Midi: the casino is the bank
Corresponde en todos los casos al establecimiento el ejercicio de la “BANCA”.Free translation: In all cases, the establishment is responsible for running the "BANCA".
Solo los jugadores que se encuentren sentados podrán tomar el “Sabot” para repartir cartas o descubrir las cartas del “PUNTO”.Free translation: Only players who are seated may take the "Sabot" to deal the cards or turn over the cards of the "PUNTO".
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read
Seated players
Para iniciar el juego deberá haber como mínimo, tres (3) jugadores sentados a la mesa, uno de los cuales deberá salir con el Sabot.Free translation: To start the game there must be at least three (3) players seated at the table, one of whom must come out with the Sabot.
Únicamente los jugadores sentados en los lugares numerados podrán ser "Banca", tomar las cartas de "Punto" y decidir la "Voluntad de Cinco" si la hubiere.Free translation: Only players seated in the numbered seats may be "Banca", take the "Punto" cards and decide the "Voluntad de Cinco" if there is one.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Para iniciar el juego debe haber como mínimo dos (2) Apostadores sentados, uno de los cuales deberá salir con el Sabot.Free translation: To start the game there must be at least two (2) Bettors seated, one of whom must come out with the Sabot.
Los Apostadores sentados son protagonistas directos del juego ya que son los encargados de sacar y distribuir los naipes del Sabot cada vez que le correspondiere Bancar, o de descubrir los naipes del Punto cuando, por el monto de su apuesta, estén habilitados para ello.Free translation: The seated Bettors are direct participants in the game, as they are responsible for drawing and dealing the cards from the Sabot whenever it falls to them to be Banca, or for turning over the Punto cards when, by the amount of their bet, they are entitled to do so.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The first bank goes to auction
La primera "banca" se adjudicará en "Remate" al mejor postor.Free translation: The first "banca" shall be awarded by "Remate" (auction) to the highest bidder.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
La primera Banca se adjudicará en remate a la mejor oferta encuadrada dentro de los montos mínimos y máximos establecidos.Free translation: The first Banca shall be awarded by auction to the best offer falling within the established minimum and maximum amounts.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The shoe goes round
Banca: chance contraria a Punto, representada por el Apostador que tiene el Sabot.Free translation: Banca: the chance opposed to Punto, represented by the Bettor who holds the Sabot.
En caso de no haber interesados, continuará el Sabot por derecha.Free translation: If no one is interested, the Sabot shall continue to the right.
Ningún Apostador podrá tomar el Sabot nuevamente en una misma vuelta, salvo en el caso de adquirir una Suite.Free translation: No Bettor may take the Sabot again in the same round, except in the case of acquiring a Suite.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Ningún jugador podrá salir nuevamente con el sabot en la misma vuelta.Free translation: No player may come out with the sabot again in the same round.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
The sabot holder deals
Es prerrogativa exclusiva del jugador que tiene el sabot sacar las cartas, debiendo hacerlo cubiertas y sobre el paño.Free translation: It is the exclusive prerogative of the player who holds the sabot to draw the cards, and he must do so face down and on the cloth.
El jugador que sale con el sabot no podrá aceptar socios o acompañantes.Free translation: The player who comes out with the sabot may not accept partners or companions.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Es prerrogativa exclusiva del Apostador que sale con el Sabot sacar los naipes del Sabot.Free translation: It is the exclusive prerogative of the Bettor who comes out with the Sabot to draw the cards from the Sabot.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The order of the cards
Se dan dos (2) cartas para "Punto" y dos (2) cartas para "Banca", en el orden siguiente: la primera (1ª) y la tercera (3ª), para "Punto"; la segunda (2ª) y la cuarta (4ª), para "Banca".Free translation: Two (2) cards are dealt for "Punto" and two (2) cards for "Banca", in the following order: the first (1st) and the third (3rd) for "Punto"; the second (2nd) and the fourth (4th) for "Banca".
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Cards face up, Punto first
Obligatoriamente y a su debido tiempo, las cartas de Punto y Banca deberán ser descubiertas sobre la mesa, no estando permitido "filar", ni arrojar las cartas en forma incorrecta.Free translation: The Punto and Banca cards must be turned over on the table, obligatorily and at the proper time; it is not permitted to "filar" (slowly reveal the cards) or to throw the cards incorrectly.
El jugador que tiene el sabot verá sus cartas , previa indicación del Pagador, luego que el jugador de "Punto" haya visto las suyas y resuelto su jugada definitivamente.Free translation: The player who holds the sabot shall see his cards, on the Pagador's instruction, after the "Punto" player has seen his own and has finally settled his play.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
A natural
Cuando la suma de los dos primeros naipes, en cualquiera de las chances, fuera de ocho (8) o nueve (9), el pase quedará definido.Free translation: When the sum of the first two cards, on either chance, is eight (8) or nine (9), the round shall be decided.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Si la unidad formada por las dos (2) primeras cartas (en cualquiera de las chances), fuera 8 (ocho) ó 9 (nueve), el pase queda definido.Free translation: If the unit formed by the first two (2) cards (on either chance) is 8 (eight) or 9 (nine), the round is decided.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Recibidas las dos primeras cartas por el “PUNTO” y por la “BANCA”, si la puntación de algunos de éstos es 8 (ocho) ó 9 (nueve), el juego se da por finalizado, no pudiendo la otra mano solicitar una tercera carta.Free translation: Once the first two cards have been received by the "PUNTO" and the "BANCA", if the score of either is 8 (eight) or 9 (nine), the game is considered finished, and the other hand may not request a third card.
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read
Si el valor de las dos cartas iniciales, ya sean del jugador o del banquero, es de 8 o 9 (mano natural) no se reparten más cartas a ninguna de las dos partesFree translation: If the value of the two initial cards, whether the player's or the banker's, is 8 or 9 (natural hand), no more cards are dealt to either side
What each card counts
Las cartas suman de acuerdo al número impreso en ella, excepto el 10 y las figuras (J, Q, K) a los que se consideran sin valor numérico.Free translation: Cards add up according to the number printed on them, except the 10 and the face cards (J, Q, K), which are considered to have no numerical value.
IAFAS Entre Ríos · Punto y Banca / Bacará (DOC-H8-GCA-CSJ-003 V00) · read
Las figuras, J, Q y K más los dieces, valen cero, los ases valen 1, las restantes cartas conservan su valor.Free translation: The face cards, J, Q and K, plus the tens, are worth zero, aces are worth 1, and the remaining cards keep their value.
The largest Punto bet
Las cartas de "Punto" serán recibidas por el jugador que haya efectuado la apuesta mayor, entre los que están a la derecha del que tiene el sabot, continuando del mismo modo en caso de "suite".Free translation: The "Punto" cards shall be received by the player who has made the largest bet, among those to the right of the one holding the sabot, continuing in the same manner in the case of a "suite".
Si un jugador efectuare apuestas en ambas chances, pierde el derecho de recibir las cartas de "punto" si le correspondiere.Free translation: If a player makes bets on both chances, he loses the right to receive the "punto" cards if it would fall to him.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Punto: chance contraria a Banca, representada por el Apostador sentado que tiene la apuesta mayor jugada a esa chance.Free translation: Punto: the chance opposed to Banca, represented by the seated Bettor who has the largest bet placed on that chance.
Los naipes de Punto serán recibidos por el Apostador que haya efectuado la jugada de mayor monto entre los que están sentadosFree translation: The Punto cards shall be received by the Bettor who has made the highest-value bet among those seated
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The choice on five
Para pedir o plantar se solicitará al jugador "Punto" que hubiere efectuado la apuesta mayor, exprese su voluntad en tal sentido, siendo su deseo obligatorio en todos los casos.Free translation: To draw or stand, the "Punto" player who has made the largest bet shall be asked to state his wish in that regard, his wish being binding in all cases.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Teniendo 5 Voluntad: Pide o PlantaFree translation: With 5: Voluntad (free choice): Draw or Stand
A los efectos de pedir o plantar se solicitará al Apostador de la apuesta mayor, que exprese su voluntad en tal sentido, debiendo hacerlo en forma verbal y claraFree translation: For the purpose of drawing or standing, the Bettor with the largest bet shall be asked to state his wish in that regard, and must do so verbally and clearly
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The croupier on five
No habiendo ninguna apuesta a "Punto" de los jugadores sentados, las cartas serán descubiertas por el Pagador, quien lo hará con la pala en el paño donde está el sabot.Free translation: If there is no bet on "Punto" from the seated players, the cards shall be turned over by the Pagador, who shall do so with the paddle on the cloth where the sabot is.
En el caso del punto anterior, si la unidad de "Punto" fuere 5 (cinco), el Pagador deberá plantar obligatoriamente.Free translation: In the case of the preceding point, if the "Punto" unit is 5 (five), the Pagador must stand.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
No habiendo apuesta alguna en Punto de los Apostadores sentados, los naipes correspondientes a dicha chance serán descubiertos por el Pagador; si el puntaje alcanzado fuere cinco (5), éste deberá plantar obligatoriamente.Free translation: If there is no bet whatsoever on Punto from the seated Bettors, the cards belonging to that chance shall be turned over by the Pagador; if the score reached is five (5), he must stand.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The Banca table
La chance Banca, para plantar ó pedir, se ajustará a lo siguiente tabla: Teniendo 0 - 1 ó 2 Pide carta Teniendo 3 y dando al Punto 8 Planta Teniendo 4 y dando al Punto 2-3-4-5-6 ó 7. Pide carta Teniendo 5 y dando al Punto 4-5-6 ó 7 Pide carta Teniendo 6 y dando al Punto 6 ó 7 Pide carta Teniendo 7-8 ó 9. Planta.Free translation: The Banca chance, to stand or draw, shall follow this table: With 0 - 1 or 2 Draws a card. With 3 and the Punto showing 8 Stands. With 4 and the Punto showing 2-3-4-5-6 or 7 Draws a card. With 5 and the Punto showing 4-5-6 or 7 Draws a card. With 6 and the Punto showing 6 or 7 Draws a card. With 7-8 or 9 Stands.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Según la "Tabla de Banca" se pedirá una tercera carta en los siguientes casos:Free translation: According to the "Banca Table" a third card will be drawn in the following cases:
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Banca when Punto stood
Cuando el Apostador de Punto expresando su voluntad plantare con 5; o tenga 6 ó 7; teniendo la Banca 0- 1- 2- 3 - 4 ó 5, por Reglamento está obligada a pedir la tercera carta. Teniendo la Banca 6 ó 7, planta.Free translation: When the Punto bettor, expressing their wish, stands with 5; or has 6 or 7; and the Banca has 0- 1- 2- 3 - 4 or 5, the Banca is required by the Rules to draw the third card. If the Banca has 6 or 7, it stands.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Every Banca bet, 10% less
Todas las apuestas a "Banca" sufrirán un descuento del diez por ciento (10%), en cada pase que gane.Free translation: All bets on "Banca" shall be subject to a deduction of ten percent (10%) on each round they win.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
Las apuestas de los casilleros en Banca, como asimismo aquellas efectuadas por Apostadores de pie en la misma suerte, ganarán el noventa por ciento (90%) y en Punto el cien por cien (100%) de lo apostado.Free translation: Bets in the boxes on Banca, as well as those made by standing Bettors on the same chance, shall win ninety percent (90%) and on Punto one hundred percent (100%) of the amount wagered.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
The sabot holder’s passes
La apuesta a "Banca" del jugador que tiene el sabot, sufrirá al ganar un descuento del diez por ciento (10%), cada dos pases a partir del segundo (pases pares). Si la salida fuere mayor que la mitad del máximo, sufrirá descuento en el primer pase y en todos los pases impares.Free translation: The "Banca" bet of the player who holds the sabot shall be subject, when it wins, to a deduction of ten percent (10%), every two rounds starting from the second (even rounds). If the opening bet is greater than half of the maximum, the deduction shall apply in the first round and in all odd rounds.
Lotería de Córdoba S.E. (portal) · Reglamento del Punto y Banca · read
La apuesta en Banca ganará el noventa por ciento (90%), en todos los pases pares y el cien por cien (100%), en todos los pases impares.Free translation: The bet on Banca shall win ninety percent (90%) in all even rounds and one hundred percent (100%) in all odd rounds.
Si en cambio en el pase inicial, la apuesta supera la mitad del monto máximo establecido, ganará el noventa por ciento (90%) en éste y en la totalidad de los pases impares y, el cien por cien(100%) en los pases pares.Free translation: If, on the other hand, in the initial round the bet exceeds half of the established maximum amount, it shall win ninety percent (90%) in that round and in all odd rounds, and one hundred percent (100%) in even rounds.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Eight decks
El Sabot será armado con ocho (8) juegos de barajas de cincuenta y dos (52) naipes cada uno, totalizando cuatrocientos dieciséis (416) naipes.Free translation: The Sabot will be made up of eight (8) decks of fifty-two (52) cards each, totalling four hundred sixteen (416) cards.
Section Capítulo 7, Punto y Banca: Reglamento del Juego (7.1 a 7.15)
Se jugará con seis u ocho barajas de cincuenta y dos (52) cartas de tipo francés, el valor de las cartas será el indicado en cada una excepto el 10 o las figuras (REY, DAMA, JOTA) que valdrán cero (0) y el AS que valdrá uno (1).Free translation: The game shall be played with six or eight decks of fifty-two (52) French-type cards; the value of the cards shall be the one shown on each, except the 10 or the face cards (KING, QUEEN, JACK), which shall be worth zero (0), and the ACE, which shall be worth one (1).
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read
Midi: the casino is the bank
Corresponde en todos los casos al establecimiento el ejercicio de la “BANCA”.Free translation: In all cases, the establishment is responsible for running the "BANCA".
Solo los jugadores que se encuentren sentados podrán tomar el “Sabot” para repartir cartas o descubrir las cartas del “PUNTO”.Free translation: Only players who are seated may take the "Sabot" to deal the cards or turn over the cards of the "PUNTO".
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read
The Midi Punto rule
Cuando su puntuación es de 0, 1, 2, 3, 4 ó 5 ha de pedir otro naipe.Free translation: When your score is 0, 1, 2, 3, 4 or 5 you must ask for another card.
Cuando su puntuación es de 6 ó 7, ha de plantarse.Free translation: When your score is 6 or 7, you must stand.
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read
Midi: half on a 6
Las apuestas en “BANCA” como en “PUNTO” se pagaran 1 a 1, a excepción de que si la “BANCA” gana con una puntuación de 6 (seis), se pagara el 50% de la apuesta.Free translation: Bets on "BANCA" as well as on "PUNTO" shall be paid 1 to 1, except that if the "BANCA" wins with a score of 6 (six), 50% of the bet shall be paid.
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read
Midi: 5% instead of half on a 6
También se podrá optar por pagar las apuestas ganadoras a “BANCA” con una deducción del 5 por 100 de las apuestas ganadoras en beneficio del establecimiento.Free translation: It may also be chosen to pay winning bets on "BANCA" with a deduction of 5 per 100 of the winning bets for the benefit of the establishment.
Section Anexo I, Midi Punto y Banca: generalidades, reglas de juego y reglas comunes (arts. 1 a 9)
Lotería Nacional S.E. (argentina.gob.ar/normativa) · Res. 100/2016: Reglamento de MIDI Punto y Banca · read