Atlassino Academy · Other tables · Lesson 13

Póker mediterráneo: five cards against the bank

Póker mediterráneo is five-card poker against the casino, under the rule book of Cordoba: an Ante, one card you may change, a double bet to stay in, and a bank that needs an ace and a king.

  • About 15 minutes
  • Illustrated hosts: Leo and Maya
  • Last checked 25 October 2026

You hold ace, king, seven, nine, three, and the bank shows a five. You have an ace and a king; the bank needs exactly that to play. Is your hand worth the additional bet?

The short answer

No. In póker mediterráneo the ace and king count as a hand for the bank only: against a bank that plays, a hand with no pair loses both bets. By our count, entering with that hand comes to −118.40% of the Ante on average, against −100.00% for folding; even a pair of twos is worth entering, at −94.23%.

Maya, her five cards held face down, sets two chips into the box beyond her first chip, while Leo waits in the dealer's place behind the bank's five cards, four face down and the fifth face up.
Leo smiling, explaining with an open hand.

Leoformer dealer · rules and maths

This is poker without opponents: your five cards against the casino’s, with one card you may buy and one card of the bank’s you can see. The rules below are from the Córdoba rule book, and the Entre Ríos guide describes the same game.

Poker against the casino

The rule book of Cordoba calls póker mediterráneo a variant of poker with the same hands, set apart by the limits a game banked by the casino needs. The table has six numbered boxes and six seats; the deck has fifty-two cards; only seated players play, and every seated player bets on every hand.

To receive cards you put in an Ante, also called the “luz”.

One hand, from the Ante to the payout

Each player and the bank get five cards. The players’ cards are all face down; the bank’s first four are face down and the fifth is face up.

  1. Ante

    Every seated player puts in the Ante, the “luz”.

  2. Five cards

    Five to each player face down; five to the bank, the fifth face up.

  3. Change one?

    You may change one card, paying the bank the amount of your Ante.

  4. Enter or fold

    Enter with an additional bet of twice the Ante, or fold and lose the Ante.

  5. The bank

    Turns its cards over: it plays with an ace and a king, or more.

  6. Paid

    Each hand is settled against the bank on its own.

Once everyone has decided, the bank turns its cards over and, if it plays, each player’s cards are turned over in seat order and settled one by one. After seeing their cards, players may not share anything about them, or make bets with each other or the dealer.

Changing one card

After looking at your cards, and before deciding whether to enter, you may change one card by paying the bank an amount equal to your Ante. The change is paid whatever comes.

What a change can bring is a matter of counting: you see your five cards and the bank’s one, so 46 cards are unknown to you. Holding four spades and changing the fifth card with the bank showing a diamond, 9 of those cards make a flush and 12 more make a pair. By our count that change is worth its price: −18.69% of the Ante on average with the change, against −100.00% for folding the hand as it is.

A change is not always worth it. Holding two pair, nines and fours, changing the king for a chance at a full house costs more than it brings: 4 of 46 cards make it, and the change comes to +231.70% of the Ante against +278.12% for entering without it.

Enter or fold

A player who does not enter loses the Ante. A player who enters puts in the additional bet, twice the Ante: 20 units on an Ante of 10 units. A player without the amount for the additional bet loses the Ante as a penalty.

By our count, in every hand of the practice run below a pair or more is worth entering and a hand with no pair is cheaper folded, whichever card the bank shows there. With a pair of twos against a five showing, entering comes to −94.23% of the Ante on average, a little less than the −100.00% of folding. The reason is the bank’s own rule below.

The bank’s ace and king

The bank plays only with an ace and a king, or a higher hand; ace and king count as a hand for the bank only, not for the player. When the bank does not play, it pays the Antes of the players who entered 1 to 1 and returns their additional bets.

Over a full deck, by our count, the bank does not play on 43.68% of hands. With no pair, that is the only way your additional bet comes back and your Ante is paid; against a bank that plays, a hand with no pair loses both. With the five showing and your ace-king hand, the bank plays on 54.60% of the ways its other four cards can fall.

The pay table, and ties settled by suit

A player with the higher hand is paid the Ante 1 to 1, and the additional bet by the table.

What the additional bet is paidWith an Ante of 10 units, the additional bet is 20 units; the Ante itself is paid 1 to 1. The last column is how often five cards from a full deck make each hand.
HandPaysOn 20 unitsHow often
Par1 to 120 units42.26%
Par doble2 to 140 units4.75%
Trío o pierna3 to 160 units2.11%
Escalera4 to 180 units0.39%
Color5 to 1100 units0.20%
Full7 to 1140 units0.14%
Póker20 to 1400 units1 in 4,165
Escalera color50 to 11,000 units1 in 72,193
Escalera real100 to 12,000 units1 in 649,740

Equal hands go to the higher cards of the hand that made the tie, then to the higher of the remaining cards, one by one, and if everything is still equal, to the suits, ranked spades, clubs, diamonds, hearts. There is no standoff.

Maya with a hand on her chest, speaking gently and seriously.

Mayaformer floor supervisor · manners, money and breaks

Every hand you enter puts three times the Ante on the table, and a change adds one more. Keep the amount for the additional bet in front of you, decide the money and the time at home, and leave the seat when either runs out.

If the money on the table starts to feel like money you need, the lines below are there for exactly that.

If it stops being fun

If gambling stops being entertainment, help is available. Minimum entry age: each province sets its own. Where we found the rule or regulator that sets it, we cite it on the page; those we found set it at 18. More on responsible gaming.

Show all provinces
0800-666-6006Buenos Aires City (CABA) · Línea de orientación por juego problemático (LOTBA) · Monday to Friday, 9 to 17
0800-444-4000Buenos Aires Province · Programa de Prevención y Asistencia al Juego Compulsivo (IPLyC)
0800-777-2983Cordoba · Línea 0800-777-AYUDA (Lotería de Córdoba) · 24 hours
0800-268-5640Santa Fe · Línea gratuita de la APRECOD (Santa Fe) · Every day, 8 to 24
0800-888-2202Entre Rios · Departamento Juego Responsable (IAFAS, PREVENJUEGO)
0261-424-7536Mendoza · Programa de Juego Responsable (IPJyC) · Monday to Friday, 8 to 14
0800-888-5836Misiones · Programa de Juego Responsable del IPLyC S.E. (0800-888-LUDO)
0800-888-2008Chaco · Línea de Juego Responsable (Lotería Chaqueña)
0299-403-8900Neuquen · Líneas de contacto, orientación y tratamiento (IJAN, juego responsable) · Monday to Friday, 8 to 15
0800-222-1700Rio Negro · Línea de Orientación al Jugador Problemático (Lotería de Río Negro)
02901-433515Tierra del Fuego · Departamento Juego Responsable (IPRA, Ushuaia)
0800-555-7678Tucuman · Juego Responsable, Ley 8986 (Caja Popular de Ahorros)
0800-999-1314San Juan · Línea gratuita del Programa Provincial de Juego Responsable (Caja de Acción Social) · Monday to Friday, 08 to 12

If you are thinking about suicide, call 135 or 0800 345 1435 from anywhere in the country

The same game in Entre Ríos

The player’s guide of Entre Rios describes the same game under the name “Póker”: an Ante, five cards each for the players and the bank, one card bought for the amount of the Ante, an additional bet of twice the Ante, a bank that needs ace and king, and the same pay table. It adds an insurance bet whose value and pay table each casino sets, paying from a straight up. This page does not price it: the table belongs to the room.

Practice: enter or fold, pay the hand

Level 1 shows your five cards and the bank’s one card showing and asks whether to enter. Level 2 shows both hands after you entered and asks what your hand gets on balance. The 10 units is an example Ante, not a suggested bet.

Nothing is bet here, and nothing is random. Each question is a set picture of cards, and the answer is worked out from the same rules and the same count as the rest of the page.

The practice table needs JavaScript. Here is one question from it, with the answer.

You have changed no card. Enter or fold?

  • Enter: put in the additional bet, 20 units Folding costs less here: −100.00% of the Ante, against −118.40% on average with the additional bet in.
  • Fold and lose the Ante, 10 units Folding costs less here: −100.00% of the Ante, against −118.40% on average with the additional bet in.
  • Ask the next player what they hold Once the players have seen their cards, they may not share anything about them.

Entering costs the additional bet, twice the Ante; folding costs the Ante. By our count, in every hand of this practice run a pair or more is worth entering and no pair is cheaper folded: with no pair, the only way to be paid is a bank that does not play.

What does your hand get on balance, the Ante and the additional bet together?

  • 30 units lost Not this one. Both bets are lost only when the bank plays and holds the higher hand, or you have no pair.
  • 10 units paid Not this one. The Ante alone is paid only when the bank does not play.
  • 30 units paid The bank plays on its ace and king, and any pair is above that: the Ante is paid 1 to 1 and the additional bet by the table, 20 units.

The bank plays with an ace and a king or more. When it does not, the Ante is paid 1 to 1 and the additional bet comes back. When it does, a hand with no pair loses both bets, and otherwise the higher hand decides: the Ante paid 1 to 1 and the additional bet by the table, or both lost. Equal hands are settled by the cards, then the suits.

Every question in the practice run is worked out the same way: the cards are put through the same rules and the same count as the rest of the page, and the answer comes out of that, not out of anybody’s memory.

How the practice run works

Where the questions come from. Every answer is worked out when the page is built: enter or fold by counting every way the bank’s four hidden cards can fall, and every payment by the Cordoba rule book. The wrong answers are named mistakes: the bank’s ace and king taken for no hand, a hand with no pair taken for one, the additional bet paid 1 to 1, and a tie taken for a standoff.

One strip, and no rounds. Every square on the strip is one question of this lesson, and all of the squares are there from the start. Your first answer fills the square it belongs to; when the squares of one level are full, the next level begins by itself. Practising a question you got wrong turns its cross into “fixed in practice” and does not change the count, because only first answers count.

Your progress stays in this browser, and nothing is sent anywhere.

Check yourself

Maya with a finger raised and a knowing look.

Mayaformer floor supervisor · manners, money and breaks

Four quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.

A question marked “New situation” asks you to use the lesson on a case it did not show.

1The bank turns over ace, king, eight, five, three. You entered with a pair of nines. What happens?

Show the answer

Answer: The bank plays, and your pair is the higher hand. Ace and king are a hand for the bank only.

  • The bank plays, and your pair is the higher hand Ace and king make the bank play, and any pair is above them.
  • The bank does not play: ace-king is no hand For the bank, ace and king count as a hand: the bank plays.
  • The bank plays, and its ace takes both bets With the bank on ace and king, a pair is the higher hand.
2You hold ace, king, queen, nine, three in mixed suits and enter. The bank plays on a pair of fours. What happens to your Ante and additional bet?

Show the answer

Answer: Both are lost. The ace and king count for the bank, not for you.

  • The Ante comes back: your ace is the high card High cards decide nothing for the player: a hand without a pair is no hand here.
  • Both are lost Against a bank that plays, a hand with no pair loses: the bank collects from players with no hand.
  • A standoff There is no standoff at this table.
3You hold a pair of kings, spades and diamonds; the bank holds the other two kings and the same three side cards by rank. Who is paid?

Show the answer

Answer: You: your king of spades is the highest suit. Equal hands go to the higher cards, then the higher suit.

  • The bank: ties go to the bank Ties go to the higher cards, then to the higher suit, not to the bank.
  • Nobody: it is a standoff This rule book has no standoff: when the cards are equal, the suits decide.
  • You: your king of spades is the highest suit Suits rank spades, clubs, diamonds, hearts, taken from the cards where the tie began.
4You have an Ante of 10 units and decide to enter, but have only 15 units left in front of you. What does the rule book do? new situation

Show the answer

Answer: Takes the Ante as a penalty. Before you sit down, keep twice the Ante ready for every hand.

  • Takes the Ante as a penalty A player without the amount for the additional bet loses the Ante.
  • Returns the Ante The Ante is not returned: not having the additional bet costs it.
  • Lets you enter for what you have The additional bet is twice the Ante, with no smaller version.

Back to the question we opened with. No: your ace and king are not a hand, and against a bank that plays they lose both bets. Fold it, or, with four cards to something, think about the change first.

Where to go next, and further reading

18+ under each province’s rules · Play responsibly · the helplines are further up this page

Further reading

  • Reglamento del Póker Mediterráneo · Lotería de Córdoba S.E.The full rules of the table: the Ante, the change of one card, the extra bet, the bank’s ace and king, ties and the pay table.
  • Póker (Juegos tradicionales de casinos) · Instituto de Ayuda Financiera a la Acción Social (IAFAS), Entre RíosThe same game in the player’s guide of Entre Ríos, with an insurance bet whose table each casino sets.

How it’s worked out

Rules, numbers, sources and hosts

Where the rules come from. The table is described by the rule book of póker mediterráneo of the lottery of Cordoba, which this page follows throughout, and by the player’s guide to poker of the Entre Rios institute, which describes the same game in fewer words and adds the insurance bet. Where only one of them says something, the button under the sentence shows which.

Numbers. Every enter-or-fold answer is counted exactly: your five cards and the bank’s one card showing against every way the bank’s four hidden cards can fall from the 46 you cannot see. Every change is counted the same way for each of the cards that can come, with the better of entering and folding after it. Every share of hands is counted exactly over a full deck. Nothing here is typed in by hand.

What the count leaves out. The price of the whole game is not counted: it needs the right choice for every hand, every card the bank shows and every change of card, and that count is beyond this page. Each count is for one player at the table; the cards the other players hold are left out. The insurance bet of the Entre Ríos guide is not counted: each casino sets its table. No document we could read prints how many hands an hour a table plays, so there is no price of an hour here.

Our readings. Ace-two-three-four-five is counted as a straight; the rule book defines a straight as five consecutive cards and says nothing of a low ace. When everything else is equal, we compare the highest suit among the cards that made the tie.

Sources. Every rule on this page carries a button with the sentence it rests on, in the rule book’s own Spanish, the publisher who wrote that sentence and the date we read it.

Hosts. Leo and Maya are illustrated characters. Their backstories, a former dealer and a former floor supervisor, are written for the course: neither is a real person, and neither speaks for any casino. The rules and numbers on this page come from the sources it cites, not from their experience.

No promise. Every hand at this table has a price. Knowing when to fold and when a change pays for itself lowers what you pay; nothing on this page changes which cards are dealt, and nothing here says how an evening at the table would end.

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