Atlassino Academy · Other tables · Lesson 12

Central Póker 3: three cards against the bank

Central Póker 3 is two games on the same three cards, under the rule book of the Buenos Aires Province: Par o Más against a table, and the Ante and Bet against the bank. Here is how each is paid, and what each costs.

  • About 14 minutes
  • Illustrated hosts: Leo and Maya
  • Last checked 25 October 2026

Three cards, two bets in front of you, and the bank’s cards face down. When is the Bet worth putting in?

The short answer

In Central Póker 3, by our count, with any pair or more, and with no pair from queen-six-four up; below that, folding the Ante costs less. Played that way, the Ante costs 3.37% of itself on average. Par o Más is a separate bet on the same three cards, paid by a table whatever the bank holds, and costs 2.32% of itself.

Leo, his three cards held face down over the felt, sets a second chip into the square nearest the rail, matching the chip already in the circle beyond it, while Maya watches from the rail beside him.
Leo smiling, explaining with an open hand.

Leoformer dealer · rules and maths

This is a short game with two halves. One half is a bet that your three cards make a pair or more; the other is your three cards against the bank’s. Every rule below is from one rule book, and every number from one count.

Two games on three cards

Central Póker 3 is a banked game played with French cards: each player aims for one of the listed hands, or for a hand higher than the bank’s. It is two games in one, both played with the same three cards.

Par o Más is a bet made before the cards are dealt that your hand will be a pair or more, and it does not depend on the bank’s cards. The Ante is a bet made before the cards that is settled against the bank’s hand; the Bet is a second bet, the size of the Ante, made after you have seen your cards. You may play either one or both.

One deal, from the bets to the payout

The deck has fifty-two cards, and three go face down to every player and to the bank, in three rounds. Only seated players take part; you look at your cards inside the table, privately, and every seated player bets on every deal.

  1. Bets

    Par o Más, the Ante, or both, each in its own box and of any size inside the limits.

  2. Three cards

    Three cards face down to every player and to the bank, one at a time.

  3. Bet or fold

    With an Ante: put in a Bet the size of the Ante, or fold.

  4. The bank

    Turns its cards over: it plays with a queen or more.

  5. Paid

    Par o Más by its table; the Ante and the Bet against the bank; the Extra by its own table.

The hands, and what Par o Más pays

The rule book lists the hands from the highest: escalera de color, pierna, escalera, color, par, and sin juego. An ace may go below the two or above the king, so ace-two-three is the lowest run and queen-king-ace the highest. With three cards, a straight is rarer than a flush, so here it ranks above it.

Three-card hands, from the highestWith what Par o Más and the Extra pay on a bet of 10 units, and how often three cards from a full deck make each one.
HandMade withPar o Más paysExtra on the AnteHow often
Escalera de colorThree in sequence, one suit400 units50 units0.22%
PiernaThree of one rank300 units40 units0.24%
EscaleraThree in sequence, mixed suits60 units10 units3.26%
ColorThree of one suit40 unitsNone4.96%
ParTwo of one rank10 unitsNone16.94%
Sin juegoNone of theseLostNone74.39%

Par o Más is paid by its table without looking at the bank’s cards. The Extra is an added payment on the Ante for a straight or more, whether or not the bank plays and whatever it holds.

Bet or fold

After looking at their cards, players with an Ante either stay in with the Bet or leave the game, losing both Par o Más and the Ante; a player with only Par o Más has nothing to decide.

Losing Par o Más on a fold sounds harsh, and costs nothing in practice: every hand that Par o Más pays is a pair or more, and by our count a pair or more is always worth the Bet. The hands worth folding are hands with no pair, and those lose Par o Más anyway.

Where the line falls is a matter of counting. With queen-six-four the Bet comes to −99.34% of the Ante on average, a little better than the −100.00% of folding; one card lower, with queen-six-three, betting comes to −100.26%. On 67.42% of hands the Bet is the cheaper choice.

The bank’s queen

The bank plays only with a queen or more. When it does not, the Ante is paid 1 to 1 and the Bet stays where it is. When it does, the higher hand takes both bets, paid 1 to 1. Equal hands are settled card by card, and when everything is equal the bets neither gain nor lose.

By our count the bank plays on 69.59% of deals.

What each bet costs

The rule book prints the payouts, not a price. The table below is our own count: every hand you can be dealt against every hand the bank can hold from the cards that are left.

What each bet costsOur own count over every way a full deck can deal you and the bank, one player at the table.
The betCost, on average
Par o Más2.32% of the bet
Ante, betting with queen-six-four or more and folding below3.37% of the Ante
The same, as a share of everything put down (Ante and Bet)2.01%
Ante, putting in the Bet on every hand7.65% of the Ante

The Bet is where your choice matters. Putting it in on every hand raises the cost of the Ante from 3.37% to 7.65%; Par o Más has no choice in it, and its price is fixed by its table.

Maya with a hand on her chest, speaking gently and seriously.

Mayaformer floor supervisor · manners, money and breaks

Two bets a deal is twice the money on the table. Decide the money and the time at home, and leave the seat when either runs out.

If the money on the table starts to feel like money you need, the lines below are there for exactly that.

If it stops being fun

If gambling stops being entertainment, help is available. Minimum entry age: each province sets its own. Where we found the rule or regulator that sets it, we cite it on the page; those we found set it at 18. More on responsible gaming.

Show all provinces
0800-666-6006Buenos Aires City (CABA) · Línea de orientación por juego problemático (LOTBA) · Monday to Friday, 9 to 17
0800-444-4000Buenos Aires Province · Programa de Prevención y Asistencia al Juego Compulsivo (IPLyC)
0800-777-2983Cordoba · Línea 0800-777-AYUDA (Lotería de Córdoba) · 24 hours
0800-268-5640Santa Fe · Línea gratuita de la APRECOD (Santa Fe) · Every day, 8 to 24
0800-888-2202Entre Rios · Departamento Juego Responsable (IAFAS, PREVENJUEGO)
0261-424-7536Mendoza · Programa de Juego Responsable (IPJyC) · Monday to Friday, 8 to 14
0800-888-5836Misiones · Programa de Juego Responsable del IPLyC S.E. (0800-888-LUDO)
0800-888-2008Chaco · Línea de Juego Responsable (Lotería Chaqueña)
0299-403-8900Neuquen · Líneas de contacto, orientación y tratamiento (IJAN, juego responsable) · Monday to Friday, 8 to 15
0800-222-1700Rio Negro · Línea de Orientación al Jugador Problemático (Lotería de Río Negro)
02901-433515Tierra del Fuego · Departamento Juego Responsable (IPRA, Ushuaia)
0800-555-7678Tucuman · Juego Responsable, Ley 8986 (Caja Popular de Ahorros)
0800-999-1314San Juan · Línea gratuita del Programa Provincial de Juego Responsable (Caja de Acción Social) · Monday to Friday, 08 to 12

If you are thinking about suicide, call 135 or 0800 345 1435 from anywhere in the country

Practice: bet or fold, pay the box

Level 1 shows your three cards and asks whether the Bet is worth it. Level 2 shows both hands after you put in the Bet and asks what your box gets on balance. The 10 units is an example bet, not a suggested bet.

Nothing is bet here, and nothing is random. Each question is a set picture of cards, and the answer is worked out from the same rules and the same count as the rest of the page.

The practice table needs JavaScript. Here is one question from it, with the answer.

The bank’s cards are face down. Bet or fold?

  • Put in the Bet, 10 units Folding costs less here: −100.00% of the Ante, against −100.26% on average with the Bet in.
  • Fold and lose the Ante Folding costs less here: −100.00% of the Ante, against −100.26% on average with the Bet in.
  • Ask to see the bank’s cards first The bank’s three cards stay face down until every player has bet or folded.

By our count, every hand with a pair or more is worth the Bet, and so is every hand with no pair from queen-six-four up; below that, folding the Ante costs less than betting.

What does your box get on balance, Ante, Bet and Extra together?

  • 10 units lost Not this one. The bets are lost only when the bank plays and holds the higher hand.
  • 20 units paid Not this one. The Extra on the Ante is paid for a straight or more, whatever the bank holds.
  • 30 units paid The bank plays, and your escalera is the higher hand: Ante and Bet are paid 1 to 1, plus the Extra on the Ante.

The bank plays with a queen or more. When it does not, the Ante is paid 1 to 1 and the Bet stays where it is; when it does, the higher hand takes both, and equal hands are a standoff. The Extra on the Ante is paid for a straight or more, whatever the bank holds.

Every question in the practice run is worked out the same way: the cards are put through the same rules and the same count as the rest of the page, and the answer comes out of that, not out of anybody’s memory.

How the practice run works

Where the questions come from. Every answer is worked out when the page is built: bet or fold by the same count our engine uses for the prices above, and every payment by the rules of the Buenos Aires Province rule book. The wrong answers are named mistakes: the bank’s queen forgotten, the Extra left out, a flush put above a straight, and the Bet taken for paid when the bank does not play.

One strip, and no rounds. Every square on the strip is one question of this lesson, and all of the squares are there from the start. Your first answer fills the square it belongs to; when the squares of one level are full, the next level begins by itself. Practising a question you got wrong turns its cross into “fixed in practice” and does not change the count, because only first answers count.

Your progress stays in this browser, and nothing is sent anywhere.

Check yourself

Maya with a finger raised and a knowing look.

Mayaformer floor supervisor · manners, money and breaks

Four quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.

A question marked “New situation” asks you to use the lesson on a case it did not show.

1You hold a straight, and the bank holds a flush. The bank plays. Whose hand is higher?

Show the answer

Answer: Yours: with three cards a straight ranks above a flush. The order of hands is the rule book’s own.

  • Yours: with three cards a straight ranks above a flush The rule book’s order runs escalera de color, pierna, escalera, color, par.
  • The bank’s: a flush is always above a straight That is the order for five cards. With three, a straight is rarer and ranks above a flush.
  • Neither: two made hands are a standoff A standoff needs the same hand on both sides, card for card.
2You have Par o Más and an Ante of 10 units each, and fold a hand with no pair. What do you lose?

Show the answer

Answer: The Ante and Par o Más. Folding loses both bets. A hand with no pair loses Par o Más anyway, so the rule costs nothing extra there.

  • Nothing, if the bank turns out not to play A folded hand takes no further part: the bank’s cards no longer matter to it.
  • Only the Ante: Par o Más is a separate game Par o Más is settled on its own table, but a player who folds gives up both.
  • The Ante and Par o Más Folding means leaving the game and losing Par o Más and the Ante.
3You put in the Bet, and the bank turns over a jack, a nine and a four. What happens to your Ante and Bet of 10 units each?

Show the answer

Answer: The Ante is paid 1 to 1, and the Bet stays where it is. The bank needs a queen or more to play.

  • Both are paid 1 to 1 Both are paid only when the bank plays and your hand is the higher one.
  • Both stay where they are When the bank does not play, the Ante is still paid.
  • The Ante is paid 1 to 1, and the Bet stays where it is Jack-high is below a queen, so the bank does not play.
4At another three-card table, the sign shows a different pay table for the pair bet. What should you do with this page’s prices? new situation

Show the answer

Answer: Treat them as the prices of this rule book’s tables only, and ask about the table in front of you. Every price on this page is counted from the pay tables of one rule book.

  • Treat them as the prices of this rule book’s tables only, and ask about the table in front of you Every number here is counted from the Buenos Aires tables; a different sign means a different count.
  • Use them anyway: three cards are three cards The price comes from the pay table; another table, another price.
  • Bet more to make up the difference A larger bet does not change the share a bet costs; it makes the cost larger.

Back to the question we opened with. With any pair or more, and with no pair from queen-six-four up. Below that, the Ante is cheaper given up than defended.

Where to go next, and further reading

18+ under each province’s rules · Play responsibly · the helplines are further up this page

Further reading

How it’s worked out

Rules, numbers, sources and hosts

Where the rules come from. Everything on this page follows chapter 19 of resolution 1452/12 of the Buenos Aires Province lottery and casino institute, the rules of Central Póker 3. Central Póker Poceado, in chapters 15 and 16, is a different game with a shared pool and is not covered here.

Numbers. Every price, share and line is counted exactly: each of the 22,100 hands you can be dealt against each of the 18,424 hands the bank can hold from the remaining 49 cards, paid by the rule book’s tables. Nothing here is typed in by hand.

What the count leaves out. The count is for one player at the table; the cards the other players hold are left out. No document we could read prints how many deals an hour a table plays, so there is no price of an hour here.

Our readings. Two flushes are compared on their highest card only, as the rule book says, and are then a standoff. The Extra is counted for players who stay in with the Bet: a player who folds has lost the Ante it is paid on.

Sources. Every rule on this page carries a button with the sentence it rests on, in the rule book’s own Spanish, the publisher who wrote that sentence and the date we read it.

Hosts. Leo and Maya are illustrated characters. Their backstories, a former dealer and a former floor supervisor, are written for the course: neither is a real person, and neither speaks for any casino. The rules and numbers on this page come from the sources it cites, not from their experience.

No promise. Both bets have a price. Knowing when the Bet is worth it lowers what the Ante costs on average; nothing on this page changes which cards are dealt, and nothing here says how an evening at the table would end.

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