Atlassino Academy · Blackjack · Lesson 10

The whole chart and your printed card

Three tables on one page, and your own two cards decide which of them you read. The whole chart, the movement of the eye that finds one cell, and a card to print.

  • About 19 minutes
  • Illustrated hosts: Leo and Maya
  • Last checked 25 October 2026

Your two cards are an eight and an eight, the dealer shows a 6, and the chart in front of you has three tables printed on it. Which of the three do you read?

The short answer

Your own two cards decide which table you read, before you look at a single number. Two cards of equal value send you to the pairs table; an ace among your first two cards sends you to the table for the ace you declare, because at Córdoba tables you declare it 1 or 11 before you play; everything else is a hard total. In that table your own hand runs down the left-hand side and the dealer’s card runs across the row of headings above, and the letter in the cell where the two meet is the play.

8888
Eight and eightThe pairs tablePPut a second bet down and play the two cards as two hands.
AA55
Ace and fiveThe table for the ace you declareHDeclare the ace 1 and take a card.
101066
Ten and sixThe hard totals tableSTake no more cards.

All three hands above count sixteen, and all three are facing the same 6. The only thing that changed from picture to picture is which table the two cards belong to, and the play changed with it: split the pair of eights, declare the ace 1 and take a card on the ace and five, stop on the ten and six. Splitting the eights puts a second bet on the felt, and that second bet can lose as readily as the first one.

Leo rests a finger on the smallest of three blank grids printed on a strategy card lying face up on the felt while his other hand opens toward a pair of eights beside it, and Maya stands at the right of the table looking down at those same two cards, with the dealer's ten of clubs across the felt.

Which of the three tables your cards send you to

A basic strategy chart looks like one big page of letters, and it is three tables stacked on that page. Nothing on it can be read until you know which of the three you are in, and what picks the table is not the total of your hand. It is what your two cards are.

  • Two cards of equal valueA pair, and the pairs table answers it. Two eights, two nines, two aces, or a king beside a ten: what matters is that the two cards are worth the same, not what they add up to.
  • An ace among your first two cardsAt these tables you declare that ace 1 or 11 before you play, and the table for the ace you declare tells you which. An ace and a five is a 6 or a 16, and you pick one.
  • Everything elseA hard total, and the hard totals table answers it: no ace at all, or an ace you have already declared.

Each of the three tests above is a test on the cards themselves, not on the number they add up to. That is why a count of sixteen can send you to any of the three tables, depending on which two cards made it.

A pair has a table of its own because it has a move of its own: a second bet, and the two cards played as two hands. That second bet can lose exactly as the first can. The pairs table is read only on the first two cards.

An ace is the other card that changes which table you are in, because an ace counts as one or as eleven. At Córdoba tables, when an ace is one of your first two cards, the dealer asks you to declare it 1 or 11, and the choice holds until the hand is settled. So a hand like an ace and a five has no two totals at once here: it has two totals to choose between, and the table for the ace you declare is the one that tells you which to choose. An ace that arrives later, as a third card or after, is not declared and counts whichever way suits the hand.

AA55
Before you playA 6 or a 16: you declareThe dealer asks you to declare the ace 1 or 11, and the choice holds for the rest of the hand. Against a 6 the table says: declare it 1.
AA5577
Declared 1, then a sevenHard thirteenThe ace stays a 1, the hand is a single total, and the hard totals table answers it from here on.
8833
One hand after the eights are splitHard elevenSplitting leaves one of the eights in this hand, and the card it draws is a three, so the two cards in front of you are no longer of equal value and the hard totals table answers the eleven.
Leo smiling, explaining with an open hand.

Leoformer dealer · rules and maths

Table, then row, then column, in that order every time. The first of those three steps is the one people skip: they see sixteen, walk straight to the hard totals table, and never notice that the sixteen in front of them is a pair of eights or an ace and a five. If you make yourself name the hand out loud before you look anything up, you will not skip it.

The whole chart, printed here

Here are all three tables for the rules published for Córdoba casinos: hard totals first, then the ace you declare, then pairs. Together they hold 280 cells, and a hand in front of you needs exactly one of them.

Hard totals, rules published for Córdoba casinos
Hard2345678910A
5–8HHHHHHHHHH
9HHHHHHHHHH
10HHHHHHHHHH
11DhDhDhDhDhDhDhDhHH
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH
17+SSSSSSSSSS
The ace you declare: an ace among your first two cards
Ace2345678910A
A,2HHHHHHHHHH
A,3HHHHHHHHHH
A,4HHHHHHHHHH
A,5HHHHHHHHHH
A,6HHHHHHHHHH
A,7SSSSSSSSSS
A,8SSSSSSSSSS
A,9SSSSSSSSSS
Pairs: two cards of the same value, before you play them
Pair2345678910A
2,2PPPPPPHHHH
3,3HPPPPPHHHH
4,4HHHHHHHHHH
5,5HHHHHHHHHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPHH
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPH

A single letter is a single move. Two letters name two: the move the chart wants, then what to do if it is not available. At these tables a double is allowed only on two cards that make 11, so an 11 made of three cards takes the second letter.

  • HTake another card.
  • STake no more cards.
  • DhDouble your bet and take one card. If the table will not let you double this hand, take a card instead.
  • PPut a second bet down and play the two cards as two hands.

In the table for the ace you declare, the same two letters mean a declaration as well: H — declare the ace 1 and take a card. S — declare the ace 11 and take no more cards.

Finding the one cell you need

  1. Name the hand. A pair of equal value, a hand with an ace among the first two cards, or a total. That names the table.
  2. Run down the left-hand side until you reach your own hand, and stop on that row.
  3. Run along that row to the column headed by the dealer’s card, and read the letter where the row and the column meet.

A row read without its column gives a wrong answer out of a right table. A hand has no play of its own; it only has a play against the card the dealer is showing.

The pairs table, the row for a pair of eights, the column for a 6
Pair2345678910A
8,8PPPPPPPPHH

Nine of the ten cells in the row belong to other dealer cards: the same pair of eights against a ten is a different cell, and at these tables a different play — there the dealer’s face-down card is turned over after you play, and a dealer blackjack would take the second bet too.

What a cell settles, and what it does not

The letter in a cell is the play that comes out ahead on average over every hand of that one pairing — your hand against that dealer card. It is not a reading of the two cards lying in front of you, and it cannot be: the chart was worked out before those cards were dealt and knows nothing about them.

Played by every row of all three tables, these Córdoba rules still leave the house 2.08% of every bet on average. The house keeps its edge; the chart only makes it smaller. What following the chart does is reduce the house advantage and the cost of playing; what it cannot do is settle how a hand, or an evening, comes out.

What reading the wrong table costs, on average, each time the hand comes round
Your two cards, and the dealer’s cardWhat that hand’s own table saysRead as a different hand insteadCosts each time
Eight and eight against a 6Split the pairRead as a hard sixteen, and take no more cards4.39 units
Ace and five against a 6Declare the ace 1 and take a cardRead as a hard sixteen, and declare the ace 11 and take no more cards1.39 units
Nine and nine against an 8Split the pairRead as a hard eighteen, and take no more cards1.12 units

Each row above is one hand read in the wrong table, and the last column is the difference between the two plays, averaged over many hands of that pairing, for an example bet of 10 units — an example, not a suggested bet. The price is not the same in every row, and that is where to spend your attention: the three tables are not equally forgiving.

The card you carry to the table

None of this has to be carried in your head. The card further down this page holds all three tables and is made to be printed; keep it open on your phone instead if that is easier. The rulebooks we read say nothing about a printed card or a phone at the table, either way, and what a rulebook leaves open is settled by the room: ask before you put one on the felt. What the rulebook does say is that the decisions on your hand are yours alone, and advice from anyone else at the table counts for nothing.

Maya with a hand on her chest, speaking gently and seriously.

Mayaformer floor supervisor · manners, money and breaks

Decide how much money the evening gets and how long it runs before you sit down, and stop when either one is used up. A run of losing hands is not a debt the table owes you, and playing every cell of the chart correctly does not make the next hand owe you anything either: putting more money down to get it back only makes the hour dearer. If the money on the table starts to feel like money you need, call one of the lines below — that is what they are for.

If it stops being fun

If gambling stops being entertainment, help is available. Minimum entry age: each province sets its own. Where we found the rule or regulator that sets it, we cite it on the page; those we found set it at 18. More on responsible gaming.

Show all provinces
0800-666-6006Buenos Aires City (CABA) · Línea de orientación por juego problemático (LOTBA) · Monday to Friday, 9 to 17
0800-444-4000Buenos Aires Province · Programa de Prevención y Asistencia al Juego Compulsivo (IPLyC)
0800-777-2983Cordoba · Línea 0800-777-AYUDA (Lotería de Córdoba) · 24 hours
0800-268-5640Santa Fe · Línea gratuita de la APRECOD (Santa Fe) · Every day, 8 to 24
0800-888-2202Entre Rios · Departamento Juego Responsable (IAFAS, PREVENJUEGO)
0261-424-7536Mendoza · Programa de Juego Responsable (IPJyC) · Monday to Friday, 8 to 14
0800-888-5836Misiones · Programa de Juego Responsable del IPLyC S.E. (0800-888-LUDO)
0800-888-2008Chaco · Línea de Juego Responsable (Lotería Chaqueña)
0299-403-8900Neuquen · Líneas de contacto, orientación y tratamiento (IJAN, juego responsable) · Monday to Friday, 8 to 15
0800-222-1700Rio Negro · Línea de Orientación al Jugador Problemático (Lotería de Río Negro)
02901-433515Tierra del Fuego · Departamento Juego Responsable (IPRA, Ushuaia)
0800-555-7678Tucuman · Juego Responsable, Ley 8986 (Caja Popular de Ahorros)
0800-999-1314San Juan · Línea gratuita del Programa Provincial de Juego Responsable (Caja de Acción Social) · Monday to Friday, 08 to 12

If you are thinking about suicide, call 135 or 0800 345 1435 from anywhere in the country

The lesson on one card

That is the lesson. Here it is on one card, with all three tables on it: print the card, or keep it on your phone.

The whole chartRules published for Córdoba casinos
Hard totals
Hard2345678910A
5–8HHHHHHHHHH
9HHHHHHHHHH
10HHHHHHHHHH
11DhDhDhDhDhDhDhDhHH
12HHSSSHHHHH
13SSSSSHHHHH
14SSSSSHHHHH
15SSSSSHHHHH
16SSSSSHHHHH
17+SSSSSSSSSS
The ace you declare (first two cards)
Ace2345678910A
A,2HHHHHHHHHH
A,3HHHHHHHHHH
A,4HHHHHHHHHH
A,5HHHHHHHHHH
A,6HHHHHHHHHH
A,7SSSSSSSSSS
A,8SSSSSSSSSS
A,9SSSSSSSSSS
Pairs (first two cards only)
Pair2345678910A
2,2PPPPPPHHHH
3,3HPPPPPHHHH
4,4HHHHHHHHHH
5,5HHHHHHHHHH
6,6PPPPPHHHHH
7,7PPPPPPHHHH
8,8PPPPPPPPHH
9,9PPPPPSPPSS
10,10SSSSSSSSSS
A,APPPPPPPPPH
  • Hhit
  • Sstand
  • Dhdouble (if not allowed, hit)
  • Psplit

The ace table: H — declare the ace 1 and take a card; S — declare it 11 and stop.

18+ under each province’s rules · Set a limit before you sit · Play responsibly · help, day or night: Línea 0800-777-AYUDA (Lotería de Córdoba) 0800-777-2983, 24 hours

If you are thinking about suicide, call 135 or 0800 345 1435 from anywhere in the country

Practice table

The table below deals hands from a shuffled shoe and checks your first decision on each hand against the chart for the table rules you pick. Decide with the buttons or with the keys H, S and D. There is no money on this table: the amounts beside each decision are averages for the example bet you choose.

What this table does not deal. Every hand it deals is a hard total: hands with an ace and pairs are set aside, so it drills only the hard totals table. It is the same table as in the lessons on hard totals and doubling and keeps your place; pairs and the ace you declare are drilled in their own lessons.

The practice table needs JavaScript. Here is one hand from it, with the answer.

Dealer shows a 7

77

You hard 16

101066

The chart says: Hit.

Hard 16 against a 7: The dealer card is strong: standing on 16 loses whenever the dealer finishes on 17 or more, 73.8% of hands against a 7.

Average result per hand on an example bet of 10 units (a minus means money lost): stand −4.77 units · hit −4.10 units. Standing instead costs about 0.67 units more each time.

Check yourself

Maya with a finger raised and a knowing look.

Mayaformer floor supervisor · manners, money and breaks

Five quick ones. Pick an answer, then check it. No timer, no points: just whether it stuck.

A question marked “New situation” asks you to use the lesson on a case it did not show.

1Your two cards are an eight and an eight, and the dealer shows a 6. Which of the three tables do you read?

Show the answer

Answer: The pairs table, at the row for a pair of eights. Two cards of equal value are a pair, and a pair has a table of its own because it has a move of its own.

  • The pairs table, at the row for a pair of eights. Two cards of equal value may be split into two hands, so the pairs table answers first, and against a 6 it says split.
  • The hard totals table, at the row for sixteen. Eight and eight do add up to sixteen, and that is the trap: the hard table is for hands that have no move of their own, and this hand does have one.
  • The table for the ace you declare, because sixteen is a low total. That table is for two first cards with an ace among them. There is no ace in eight and eight.
  • Whichever table you reach first; all three give the same play. Against a 6 the three tables give three different plays for a count of sixteen: split the pair of eights, declare the ace 1 and take a card on an ace and a five, stop on a ten and a six.
2You split a pair of eights, and on one of the new hands you draw a three. That hand is now eight and three. Which table do you read for it? new situation

Show the answer

Answer: The hard totals table, at the row for eleven. The pairs table is for the first two cards. Once a third card lands, the hand is a total like any other, and eight and three hold no ace.

  • No table: a split hand is played by feel. A split hand is played by the chart like any other hand. What changes is only which of the three tables the two cards in front of you now belong to.
  • The hard totals table, at the row for eleven. Eight and three is eleven with no ace in it, so it is a hard total, and the hard table is where eleven lives.
  • The pairs table, because the hand came out of a split. Where a hand came from changes nothing. The pairs table answers one question only: what to do with two cards of equal value before you play them.
  • The table for the ace you declare, because the hand is still small. The size of the total is not what picks the table. That table is for two first cards with an ace among them, and there is no ace in eight and three.
3A cell of the chart holds the letters “Dh”. What is it asking you to do?

Show the answer

Answer: Double the bet and take one card; if the table will not let you double this hand, take a card instead. Two letters name two moves: the one the chart wants, and the one to make instead when the table will not allow the first. At Córdoba tables a double is allowed only on two cards that make 11, so an 11 made of three cards takes the second letter.

  • Double the bet, and if the first card is poor, double again. A double buys one card and one card only, and the bet is doubled once.
  • Split the hand and then take a card on both halves. Splitting is the letter “P”, and it appears in the pairs table only, because only two cards of equal value can be split.
  • Double the bet, and take a card on the next hand as well. Every cell answers the hand in front of you. No cell says anything about the hand after it.
  • Double the bet and take one card; if the table will not let you double this hand, take a card instead. That is what the second letter is for. “D” is the move the chart wants, and “h” is the move to make when doubling is not on offer.
4At a Córdoba table you hold an ace and a seven, and the dealer shows a 9. What does the chart say? new situation

Show the answer

Answer: Declare the ace 11 and take no more cards: 18. An ace among your first two cards is declared before you play, and the choice holds for the rest of the hand. Declared 11, the ace makes 18, and the table for the ace you declare stops there against every dealer card.

  • Declare the ace 1 and split. An ace and a seven are not a pair, so there is nothing to split; the pairs table is for two cards of equal value.
  • Declare the ace 11 and take no more cards: 18. That is the cell. Declared 1, the ace would leave a hard 8 to draw to, and that does worse than the 18 standing.
  • Take a card: the ace can still count one if the card is large. That is how an ace plays where it stays flexible. Here you declare it before you play, and once it is 11 it stays 11: a large card would take 18 past twenty-one.
5You play every hand of an evening by the whole chart: hard totals, the ace you declare and pairs together. What does that settle?

Show the answer

Answer: That you pay the smallest share of every bet these rules allow. The chart lowers what the game costs on average. It decides nothing about how any one hand, or any one evening, comes out.

  • That you pay the smallest share of every bet these rules allow. That is what the chart is for: it reduces the house advantage and the cost of playing, and it does not remove either one.
  • That the evening comes out level, give or take a little. Nothing on the chart makes the game cost nothing. Played by every row of it, these rules still leave the house a share of every bet.
  • That every hand is played the way that hand will turn out to have needed. A cell is worked out over many hands of that pairing. On the hand in front of you the cards decide, and the chart cannot see them.
  • That the dealer will have to change how the dealer plays. The dealer draws by a fixed rule printed in the rulebook and has no choice in it. Nothing you do changes that rule.

And the question this lesson started with: an eight and an eight against a 6 is a pair before it is a sixteen, so the pairs table answers it, and the cell says P — put a second bet down and play the two cards as two hands.

Where to go next

How it’s worked out

Rules, numbers and hosts

Where this happens. Every blackjack table on this page is a table you can walk up to in a room. The three tables of the chart are worked out for the rules published for Córdoba casinos: at least eight decks (the figures take exactly eight), the dealer stopping on every 17, blackjack paid three to two, a double only on a two-card 11, one split a hand, no surrender, an ace among the first two cards declared 1 or 11, and a dealer’s second card turned over after the players, whose blackjack takes every bet on the hand. It is a preset for learning, not a statement about any one casino: the room settles anything its rulebook leaves open.

Numbers. Every figure on this page is worked out when the page is built, by our blackjack engine. The cells of all three tables come from one solve of those rules, so the chart here cannot drift away from the chart in the lessons that teach its rows one at a time. In the table for the ace you declare, taking a card means the better of the two hard hands the declaration leaves, and stopping means the ace declared 11. The share of a bet the house keeps assumes the whole chart and cards shuffled after every hand. The count of cells is the count of the rows printed above, not of every total the engine works out: in the hard totals table the lowest totals share one printed row, and so do the highest, where they play the same way all the way across, and the label on the left of each row names the totals that row covers. The price of reading the wrong table is the average result of the hand’s own play minus the average result of the other play, per hand, shown for the example bet, each average rounded to the hundredth first.

What is deliberately absent. There is no count of cards, no betting system and no figure for how long money lasts at a table, and no claim about what any one casino allows you to have in your hands at the table.

Hosts. Leo and Maya are illustrated characters. Their backstories, a former dealer and a former floor supervisor, are written for the course: neither is a real person, and neither speaks for any casino. The rules and numbers on this page come from the sources it cites, not from their experience.

No promise. Blackjack is played against the house. The chart lowers the price of playing; nothing on this page makes the game free of cost, and nothing on it says how an evening will end.

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